Actor or Participant.  A person employed by Producers to render services as an actor or other performer in the motion picture industry subject to a collective bargaining agreement with SAG-AFTRA and on whose behalf contributions are required to be made to the Pension Plan.

SAG-AFTRA. Refers to the Union which entered into collective bargaining agreements with Producers. These agreements provide for contributions by Producers to the Pension Plan for the purpose of providing pension benefits to eligible participants. SAG-AFTRA was formed on March 30, 2012 and on that date, among other things, assumed all collective bargaining agreements of Screen Actors Guild (SAG).

Annuity Starting Date.  The date on which benefits first become payable to you or your beneficiaries. In general, your Annuity Starting Date is the first of the month following the date your application is received by the Plan Office and you meet the eligibility requirements. This is also referred to as the Effective Date.

Earnings Credit.  Credit you receive for earnings resulting from employment as an Actor in theatrical motion pictures, television motion pictures, television commercials, industrial or educational motion pictures, public television, music video and interactive media projects, provided the employment was with a Producer who was signatory to a SAG-AFTRA collective bargaining agreement under which contributions are made in accordance with the Pension Plan Trust Agreement. Earnings Credit is used to determine your Pension Credit and to determine the amount of your pension benefit.

Pension Credit.  A unit which measures the amount of time you have worked in the motion picture industry in employment covered by a collective bargaining agreement. Pension Credit is used to determine your eligibility for benefits.

Break in Service.  A period of time during which you do not earn a minimum amount of earnings. A Break in Service can be temporary or permanent depending on how long it continues. A Break in Service can result in the cancellation of previously earned Pension Credit.

Producer.  An employer that is signatory to a SAG-AFTRA collective bargaining agreement and is required to make contributions to the Pension Plan.

Total Disability.  In order to qualify for a Disability Pension, you must be Totally Disabled. You will be considered Totally Disabled only if you have been awarded a Social Security Disability Benefit and you have an injury or illness which prevents you from engaging in any substantial gainful activity which is expected to last for your lifetime or result in death. It is important to note that the Plan's definition of Total Disability is more restrictive than Social Security's definition.

Plan Office Participant.  The term Plan Office Participant means an employee of the Screen Actors Guild – Producers Pension Plan. Effective January 1, 2007, a Plan Office Participant also includes an employee of the Screen Actors Guild – Producers Industry Advancement and Cooperative Fund.

Guild Office Participant.  The term Guild Office Participant means an employee of SAG-AFTRA on whose behalf contributions are made to the Pension Plan. Effective April 1, 2007, a Guild Office Participant also includes an employee of the Screen Actors Guild Foundation.

Spouse. The terms "marriage," "married," "legally married," "spouse," or "legal spouse," as used herein, shall have the same meanings as those set forth under applicable law. For annuity starting dates on and after July 1, 2011, qualified Same-Sex Domestic Partners shall be considered married.

Explanations of other technical terms and further detail will be found in the following explanatory material and the text of the Pension Plan Document which follows the Summary Plan Description.