With this new integrated offering, GoodRx/Discount Card coupons add a valuable new category to the array of savings suggestions presented to plan members. Members can now evaluate every treatment option available for their condition, what each one costs within the plan design, and compare them to any available GoodRx/Discount Card coupon price.

The Discount Card pricing will be displayed side-by-side with the pricing using insurance for easy comparison. If a member chooses to use a Discount Card coupon, they will be presented with the pharmacies in their area and the associated coupon costs. From there, they can choose to print, text or email the coupon.

The Discount Card pricing will be displayed side-by-side with the pricing using insurance for easy comparison. If a member chooses to use a Discount Card coupon, they will be presented with the pharmacies in their area and the associated coupon costs. From there, they can choose to print, text or email the coupon.

Yes. Your insurance will typically offer either a co-insurance price on your prescription or a set copay ($5, $10, etc.). Your insurance’s formulary determines what prescriptions your plan will cover and the Tier the medication is on will determine your copay or co-insurance amount. Sometimes a GoodRx/Discount Card coupon will be lower than this amount.

Here are two things to consider when deciding whether to fill your prescription with your insurance or by using a GoodRx/Discount Card coupon

Is this drug covered by your insurance plan? If so, how much will it cost?

• Insurance companies use “formularies” which list how much they will pay for a specific prescription. Formularies divide drugs into “tiers.” Tier 1 drugs may have a $10 co-pay, Tier 2 may be $20 and so on. For many brand-name drugs, your plan may cover just a percentage of a negotiated price. 

Have you met your deductible?

• Many insurance plans have a separate prescription deductible you must meet before they'll pay for your medications. Other plans have a high deductible for all of your care before they will pay anything. In these cases, you'll usually still get a discounted rate, but it may not be as low as the GoodRx/Discount Card coupon price. 

Benefit design and network rates differ amongst Pharmacy Benefit Managers (PBMs). GoodRx/Discount Card coupons let the member reduce their out-of-pocket expenses by accessing the rates of another PBM, but potentially sacrificing the contribution toward meeting a deductible.

This varies over time, but amoxicillin, atorvastatin, gabapentin, prednisone and tramadol are a few of the most commonly prescribed.