| Life Insurance | | |
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| Eligibility | Participants with Plan I Earned Eligibility or Seniors Performers. If you die in the 3-month period between your base earnings period and your benefit period, the life insurance benefit is payable. Eligibility for this benefit continues 31 days after loss of Earned Eligibility. | | |
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| Amount | Plan I Earned - $10,000
Senior Performer - $5,000 | | |
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| Accelerated Death Benefit
| Terminally ill participants who are also totally disabled may receive 50% of their life insurance benefit while still living if they meet the Plan's requirements.
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| Waiver of Premium | If totally disabled and under age 65, coverage can be continued without paying premium upon proper application to the insurance carrier for the duration of the total disability. | | |
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| Conversion Privilege | Available without medical exam if applied for within 31 days of loss of Earned Eligibility.
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Accidental Death & Dismemberment | | | |
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| Eligibility | Participants with Plan I Earned Eligibility | | |
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| Additional Amount | | Accidental death | $10,000 |
| Loss of 1 hand, 1 foot, or sight in one eye | $5,000 |
| Loss of any two or more of the above | $10,000 |
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| Exclusions | Benefits are not payable for losses due to: medical treatments, infections, self-inflicted injuries, war, in the course of commission of a crime. | | |
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